Dear Readers, this past year marked a symbolic milestone for our association: the 15th anniversary of the Club des Résidents Étrangers de Monaco. Fifteen years of encounters, discoveries and shared moments built around the strong bond which unites us all: our choice to live in Monaco. Season after season, our Club has become much more than a network of residents. It is a cosmopolitan family, united by the desire to connect, to integrate and to contribute actively to life in the Principality. This vibrant energy, we owe to you: our members, volunteers, partners, and loyal friends, and for that we thank you. As we present to you the third edition of our magazine ‘The Principality by CREM’, I invite you to turn a new page with us, grounded in our history, and looking confidently toward the future. Happy reading, dear readers, and perhaps soon, "dear Members".